Institute of Urban Policy

Housing Research

Issue Brief - Payday Lending among Communities Impacted by Natural Disaster
Lauren Lluveras, JD
In this issue brief, the Institute for Urban Policy Research & Analysis reviewed the following questions of whether communities recently impacted by a natural disaster (1) are more likely to seek out loans from payday lenders; (2) what the payday lender restrictions landscape looks like among the 44 Texas municipalities who have passed regulatory ordinances regarding these services; and (3) whether these consumers would benefit from an annual interest cap of 36 percent.

The State of Black Lives in Texas: Housing Report
Lauren Lluveras, JD; Susan Phan, MPAff
This report is the second in a series that looks at various policy issues in Texas through a racial equity lens, with the goal of influencing policymakers to improve the lives of Black people in Texas. The housing report takes a look at the impact of the recession, housing segregation and concentrated poverty, the affordable housing crisis, homelessness, and homeownership barriers. The authors provide an analysis of the available data in these areas, followed by key policy recommendations and priorities.

Those Who Stayed: The Impact of Gentrification on Longstanding Residents of East Austin Residents
Eric Tang, PhD; Bisola Falola, PhD
This report documents the voices of longstanding residents in East Austin on the impact gentrification has had on their neighborhood. 74% had an overall negative perception of the change. Main issues included a loss of sense of community and increasing property taxes. An addendum to this report was released in May 2018. The addendum further explored data about the amount of children vs. the amount of dogs in the neighborhood. You can read the addendum here.

Those Who Left: Austin's Declining African American Population
Eric Tang, PhD; Bisola Falola, PhD
Following the 2014 Outlier report that showed African American population decline in Austin for two decades, this report explores gentrification that happened and is happening in East Austin specifically by interviewing displaced African American families. Through these interviews, two major forces came up: unaffordable housing and dissatisfaction with Austin's public schools

Southeast Gerogetown Needs Assessment: Documenting Resident Stories and Community Conditions
Georgetown Health Foundation and The Institute for Urban Policy Research & Analysis
This needs assessment was commissioned by the Georgetown Health Foundation in the face of unprecedented population growth and demographic changes in Georgetown. It was conducted in Southeast Georgetown, focusing on the low-income community and their voices. Critical needs that came out of this included public transportation, affordable housing, access to health foods and nutrition programs, language access in schools, mental health and bullying, reframing of power differentials in services, and access to parks and after school programs.

Outlier: The Case of Austin's Declining African-American Population
Eric Tang, PhD; Chunhui Ren, PhD
Of the fastest growing cities in the U.S., Austin, TX is only city experiencing net loss in African American population. In fact, from 2000-2010, it was the only major U.S. city to experience a double digit rate of general population growth coincident with African American population decline. And, African Americans did not choose to leave Austin so much as they were compelled to leave by structural forces creating inequalities. This report delves into the background of why and how this is happening. It is the first in a series on gentrification in East Austin.

The Lives of Blacks in Texas: Housing Conditions
Shetal Vohra-Gupta, PhD; Seth A. Kessler, MPA; Chunhui Ren, PhD; Jennifer Alexander; Jemel Aguilar, PhD
Housing insecurity has impacted all Texans, but with a marked decline in African American population. This brief explores homeownership rates and housing tenure; home values of Afrian American homeowners; and housing cost burdens.

The Lives of Blacks in Texas: Demographic Trends in the African American Population, 1950-2010
Shetal Vohra-Gupta, PhD; Jemel P. Aguilar, PhD; Jennifer Alexander; Chunhui Ren, PhD
The African American population in Texas has changed significantly from 1950-2010. Looking at these changes through a racial lens can help inform future policy in Texas. This report analyzes and compares U.S. census and ACS data.